If you sat down and wrote a list of every possible risk your medical office faces, you might well shudder. Rather than letting it stress you out, consider specialized medical office insurance to set your mind at ease.
Naturally, such insurance can include more common business risks such as damage to property, personal injury and liability for visitors and loss of income if your office is temporarily unusable. However, it also includes some specific risks for the medical profession.
For example, if you had an electrical failure or a mechanical breakdown, medical goods such as vaccines could spoil. A data breach or computer hack could be particularly devastating given the sensitive information you store. Paper records could be costly to replace after a fire. All of this can be covered.
Don’t make any assumptions about a policy, however. Medical office insurance is highly unlikely to cover medical malpractice and other liabilities relating to the advice and treatment you provide, so you’ll need to get such coverage separately.
For more information on medical office insurance, contact us today.